Head shot of Mike Romey

Citizens National Bank ended 2017 on a high note with strong loan growth and record-breaking net income. As we push forward into 2018, this year again promises to be a year of growth for our bank. On Monday, April 30, our newest location in Toledo will open its doors, providing full-service commercial and retail banking services, including a drive-thru, ATM and night deposit drop. The new office is located at 3130 Executive Parkway in Toledo on the ground floor of the multi-story building. Having had a loan production office there for 4 years, our Market President, Nelson Shaffer, and lenders Sean Finn and Tom Szypka, have established a presence that will now extend to servicing business deposit accounts and personal banking for Toledo customers. As a bank, we're continually looking for new market opportunities that make sense for our core vision of being a strong community bank with a focus on small business.

In addition to physical growth, we also continue to look for ways to grow our service offerings to aid our customers in managing their finances efficiently. We now offer Instant Issue for debit cards and personal credit cards which allows customers to walk out of the branch with a new ready-to-use card if they lose it or have it stolen. We've expanded the CardValet app to now monitor your credit cards as well as your debit cards, enabling you to turn those cards on and off through the app, and receive alerts when the cards are used. This is a great tool to aid in card fraud protection. Finally, we're introducing Payroll Services soon for business customers. This will allow small businesses to let us take care of their employee payroll and quarterly tax payments, saving them time and staffing.

I'm excited to see what 2018 has in store for CNB and we look forward to meeting your financial needs!



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