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Visa Credit Card

Get instant purchasing power with a Visa® credit card. When dining out, traveling or shopping, you can avoid the risk of running out of cash and the hassle of carrying your checkbook. You can also use your Visa credit card for emergency cash advances.

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personal credit card Visa
Subject to credit approval.
uchoose rewards

Earn 1 Bonus Point for Every $1 Purchased

If you have a Citizens National Bank Visa® Credit Card, you are automatically enrolled in our rewards program, UChoose Rewards. UChoose Rewards is a rewards program where you earn points for shopping and using your Citizens National Bank Rewards Card. Then redeem your points for anything of your choice from a huge online rewards catalog. You earn 1 point for every $1 for each credit transaction. Plus, you can earn even more points when you shop at participating retailers. Choose to shop in-store at national or local retailers or online through When shopping in-store, select credit and sign for your purchases.

Online Credit Card Management

Access your credit card information 24 hours a day through this convenient online service. Enroll here. Once logged in these exciting features are all available at the click of a mouse:

  • View account balance
  • Check available credit
  • View current and past statements
  • Make payments online
  • Download transaction history to financial software
  • Manage multiple accounts
  • Set-up recurring payments
Additionally you can sign up for e-mail alerts to notify you when a payment is due, a new statement is available and if you have reached your credit limit.

Visa Credit Card Benefits

Visa's Zero Liability Policy

When you use your Citizens National Bank Visa® Credit Card or CheckCard to shop online, in a store, or anywhere, you are protected from unauthorized use of your card or account information. With Visa's Zero Liability Policy*, your liability for unauthorized transactions is $0 - you pay nothing! Visa takes online security very seriously so you can focus on your shopping.

* U.S.-issued cards only. Unless you have been grossly negligent or have engaged in fraud, you will not be liable for any unauthorized transactions using your lost or stolen CNB Visa® credit card or CNB Visa® CheckCard. This additional liability does not apply to ATM transactions, to transactions using your Personal Identification Number (PIN) which are not processed by Visa®. See your Cardholder Agreement for more details.
Online Card Management

Click here for instructions on enrolling your Visa® Credit Cards.

Log in to track your Visa® expenses and pay your bill online.
More Information
For questions regarding your credit card balances, payments and points, call:
24 hours a day/7 days a week
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