Consider your lifestyle and fit these saving tips into it. Don't try to force a million changes on you and your family in one day. It's a slow process that changes your behavior over a period of time. Take your current behavior and set small milestones.
Make Saving Automatic
Setup an automatic transfer into a savings account. You can easily set up an automatic transfer on a regular basis from your checking to your savings account within online banking.
Split Your Direct Deposit
When you get paid, have a portion of your paycheck go directly into a savings account.
Delink Your Accounts
Delink your savings account from your ATM card. This eliminates the temptation to withdraw money from your savings for small purchases.
Go Cash Only For 15 - 30 Days
Using cash only forces you to be a conscious spender. Rather than blindly using your credit card and deferring whether it's worth it or not until your bill comes using cash forces you to make that decision when you pay.
Start The 52 Week Savings Challenge
Start with just $1 in week one. By increasing the amount saved by just $1 per week, in 52 weeks you will have accumulated almost $1,400! Download the Challenge Worksheet!