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[Establish Credit for Your Student] |
If you have a relationship checking account with Citizens National Bank; Advantage, Performance or Optima, you're eligible to open a credit card in your child's name with you as a co-signer. As your child gets ready to go back to college, he/she can use this card to pay for books or other expenses in order to begin establishing a good credit history that will help them when they're out on their own. Apply Today!Download and complete the application and bring it into any of our locations. |
Why Should Your College Student Use Credit?
Credit cards offer convenience, but their main purpose should be to establish a good credit history so your child can, when the time comes- qualify for car loans and mortgages
- be able to rent an apartment
- qualify for favorable interest rates on all types of loans
- obtain lower auto and homeowners insurance premiums
- qualify for a job (employers are increasingly using credit scores when evaluating job candidates)
