Below is a list of items to bring when you meet with your Citizens National Bank loan officer to fill out your mortgage loan application. Please note that some of the items listed may not be applicable to your situation. Feel free to contact your loan officer with any questions that you may have.
(Sales contract) with all signatures. Should include a legal description from the survey, deed, or title work.
Name of company, address, and personnel director for all employers for last two years.
Most recent month's stubs. Must be typed or computer-generated and include your name, Social Security number, year-to-date earnings, and employer's name.
From all employers for last two years.
Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying your loan.
Current letters from source stating amount received and last two years' 1099s.
Copy of divorce decree or separation agreement, property settlement, and proof of child support.
Last two months' statements from each bank where you have an account.
Addresses along with rent receipts or cancelled checks for the past two years.
Cancelled checks for the last twelve months; or last year-end statement plus cancelled checks for elapsed months since statement was issued.
Legible copies with status and explanation.
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