Leave your checkbook at home. All you need is your Citizens National Bank Visa® CheckCard! Access funds from your checking account where you see Visa/Plus® Network and MoneyPass ATMs.
Using your Visa® CheckCard is safer than ever, even when shopping online! In fact it is safer than carrying cash, more convenient than writing checks, and faster than making a trip to the bank. Use your Visa® CheckCard today and find out for yourself.
To activate your CNB Visa® CheckCard, call 1-800-567-3451.
Contact the bank if you plan to use your Citizens National Bank CheckCard or credit card while traveling in the US or out of the country. Due to fraud concerns many foreign country or out of state transactions may be declined if we were unaware of your plans.
For a complete list of currently blocked countries, click here.
Visa's® Zero Liability Policy
When you use your CNB Visa® CheckCard or credit card to shop online, in a store, or anywhere, you are protected from unauthorized use of your card or account information. With Visa's® Zero Liability Policy*, your liability for unauthorized transactions is $0 - you pay nothing! Visa® takes online security very seriously so you can focus on your shopping.
*US-issued cards only. Unless you have been grossly negligent or have engaged in fraud, you will not be liable for any unauthorized transactions using your lost or stolen CNB Visa® CheckCard or CNB Visa® credit card. This additional liability does not apply to ATM transactions, to transactions using your Personal Identification Number (PIN) which are not processed by Visa®. See your Cardholder Agreement for more details.
*$0.75 fee applies to all PIN-based transactions.
Verified by Visa®
When using your checkcard to shop online, you will be asked to become verified prior to completing an online transaction if the merchant is a member of the Verified by Visa®
program. This will require you to enter an additional password to complete online transactions with your Visa®
CheckCard, providing an additional layer of security to verify you are the owner of the card. Enroll now
Citizens National Bank utilizes a fraud detection program to prevent unauthorized use of your checkcard. The program tracks the type of transactions you usually perform with your checkcard and then compares that behavior with each new transaction and characteristics of fraud. If something seems suspicious, you may be called at home to verify the transaction. If we were unable to leave a message, a letter will be mailed to your home and your card restricted until you contact the bank. This program is for your protection as we try to eliminate checkcard fraud. If you plan to use your checkcard while traveling or to purchase expensive items that are not typical of your card use, please contact the bank to notify us.