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Christmas Club Accounts: Account balances will be transferred to the linked checking or savings account on October 1, 2015.

Free Gift with Checking and Tell a Friend Program

We offer a free gift to every person who opens a new checking account. The gifts change quarterly. We also offer the opportunity for current customers to receive the same free gift by encouraging a friend or family member to open a checking account with Citizens National Bank.

How it works:
  1. Complete a Tell a Friend coupon. Give to a friend and recommend he/she open a checking account at Citizens National Bank.
  2. Have your friend present this card at account opening. He/she will receive a free gift just for opening a new checking account. You will receive the same gift for having referred them!
  3. You will be notified by mail that you may pick up your gift from your local Citizens National Bank office.
FREE Gift with Checking
Receive a free gift just for opening any new checking account.

Gifts change quarterly.
free gift with checking tool set
Tool Set*

*Available while supplies last. If unavailable a gift of comparable value will be provided.