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Creating Positive Change in Your Organization
Eric Kurjan Six Disciplines
Eric Kurjan, President
Six Disciplines

Eric Kurjan, President Six Disciplines

As the president of Six Disciplines, an organizational performance company, Eric Kurjan sees the challenges companies face every day in creating positive change. Having worked across the country with many different types of businesses, there are common themes he sees with any organization that's interested in company-wide improvements.


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Message from the President
Mike Romey President CEO
J. Michael Romey, President/CEO

Putting the "Community" in Community Banking

Each year the month of April is designated as National Community Banking month, recognizing the unique spirit that makes community banks the foundation of their communities. This spirit can be identified by not only the important economic contributions that we make, but also through social contributions including countless volunteer hours and valuable resources that we provide our communities throughout the year.

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Citizens National Bank and Believers Christian Fellowship
Believers Christian Fellowship Cheryl Verhoff Michael Dulle Lima Elida
Steve Hullinger, CFO of Believers Christian Fellowship
Cheryl Verhoff, VP,
Business Banking
Michael Dulle, Elida
Branch Manager

Providing the Means to Aid Missionaries

As a community bank, Citizens National Bank focuses on local businesses. What may be surprising is just how far those local businesses reach. Believers Christian Fellowship (BCF) began a relationship with CNB in 1991. At that time they had purchased some property for a new campus off Stewart Road in Lima, Ohio. As part of that expansion, they also increased their focus on the importane of world-wide missions through the support of missionaries in countries including Australia, New Zealand, Southeast Asia, Russia, Malawi and several European countries.




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Ask the Lender
Chad King Lima business banking officer
Chad King, VP/Business
Banking Officer

What are my financing options for purchasing equipment?

There are several options to consider when financing equipment. Most often equipment is purchased with conventional bank financing. Under conventional financing you can expect the bank to finance up to 80% of the cost of new equipment or less depending on the age and use of the equipment. Repayment terms are typically set for 7 years or less and rates can be fixed or variable during that time.

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Citizens National Bank and Advanced Biological Marketing (ABM)
Dan Custis Advanced Biological Marketing Van Wert Jordan Miller commercial lender
Dan Custis, CEO of Advanced Biological Marketing (ABM)
Jordan Miller, Commercial Lender

Advancing Agriculture Around the World

As a community bank, Citizens National Bank focuses on local businesses. What may be surprising is just how far those local businesses reach. Advanced Biological Marketing (ABM), a nationally recognized leader in agricultural research and seed treatment development, is located in Van Wert, Ohio.






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