Our quarterly newsletters provide information on the latest solutions for your financial needs, as well as helpful articles on money-saving tips, and even a recipe!
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My Bank Offers Credit Cards?
Apply today for a CNB Visa credit card!
Many people may not realize their local bank even offers personal credit cards. Giants such as Bank of America and Chase seem to have cornered the market (or at least paid the most in advertising) for the opportunity to be in your wallet. Oftentimes however, a local bank can offer you a credit card with lower fees or rates than the big guys - and you still get rewards too!
Lotta Nutty Granola
Delicious as a mix-in for yogurt or as an ice cream topper.

Ask the Lender - What are points and is it worth paying for them?

Ty Shingledecker, VP Commercial/Mortgage Lending MLO #829022
A mortgage customer may often hear about paying points or buying down points to obtain a lower interest rate. First of all we should describe what a point is. Quite simply, one point is equal to 1% of the loan amount. So ¼ point is equal to .25% of the loan amount and so on.
212 Degree Customer Service
At 211 degrees, water is hot. At 212 degrees, it boils. And with boiling water comes steam...and steam can power a locomotive.
One extra degree of effort can make all the difference when it comes to being successful in life and at work. At Citizens National Bank, our employees have made a commitment to being a 212 Degree organization, going above and beyond to provide the best customer service possible.
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