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Citizens National Bank Named a Top Performer

News Releases — August 2011



'ICBA 400' Ranking Credits the Community Bank's Teamwork and Committment to Community

Bluffton, OH (August 2011) - ICBA Independent Banker®, the award-winning magazine of the Independent Community Bankers of America (ICBA) and the nation's number-one source for community banking news, recognized Citizens National Bank, Bluffton, OH, as an outstanding "ICBA 400" community bank performer in its June issue. The ranking is based on Citizens National Bank's 2010 year-end earnings.

"We commend Citizens National Bank (CNB) for being named to this year's ICBA 400 — a subset of community banks across the country that exemplify the mission of community banking by reinvesting in their communities and making them a better place for their local customers to live and work each and every day," said Chris Lorence, ICBA executive vice president and chief marketing officer.

Many of the ICBA 400 community banks have credited teamwork as a cornerstone to their success, which often means encouraging employees to volunteer within the community, offering employee stock ownership plans and making loan decisions at the board level. "By making the daily business of running a community bank a team effort and making a commitment to their community, Citizens National Bank and community banks in cities and towns throughout the country are truly able to foster a culture that benefits their employees, communities and their bottom line," Lorence said.

The ICBA 400 recognizes top performers across the community banking industry. The magazine's year-end rankings of ICBA members are based on return on average assets and return on average equity as reported in final 2010 FDIC call report data. The performance rankings include listings for Subchapter S corporation and Subchapter C corporation community banks among five asset categories.

"Citizens National Bank is honored to be named to the ICBA 400," said Mike Romey, CNB's President and CEO. "We credit our dedicated employees and loyal local customers for our success and are proud to be part of the financial foundation that drives economic stability and prosperity right here on Main Street."

To see the ICBA 400 Top Performers listing, visit www.icba.org/2011ICBA400.

About ICBA
The Independent Community Bankers of America, the nation's voice for community banks, represents nearly 5,000 community banks of all sizes and charter types throughout the United States and is dedicated exclusively to representing the interests of the community banking industry and the communities and customers we serve. For more information, visit www.icba.org.